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  1. Welcome to vtalk.com (the 'Website'). The Website Cloud based VoIP telephone services. (the 'Services').
  2. The Website is operated by vtalk Pte Ltd. Access to and use of the Website, or any of its associated Products or Services, is provided by vtalk Pte Ltd. Please read these terms and conditions (the 'Terms') carefully. By using, browsing and/or reading the Website, this signifies that you have read, understood and agree to be bound by the Terms. If you do not agree with the Terms, you must cease usage of the Website, or any of Services, immediately.
  3. vtalk Pte Ltd reserves the right to review and change any of the Terms by updating this page at its sole discretion. When vtalk Pte Ltd updates the Terms, it will use reasonable endeavours to provide you with notice of updates to the Terms. Any changes to the Terms take immediate effect from the date of their publication. Before you continue, we recommend you keep a copy of the Terms for your records.
  1. You accept the Terms by remaining on the Website. You may also accept the Terms by clicking to accept or agree to the Terms where this option is made available to you by vtalk Pte Ltd in the user interface.
  1. In order to access the Services, you must first purchase a subscription through the Website (the 'Subscription') and pay the applicable fee for the selected Subscription (the 'Subscription Fee').
  2. In purchasing the Subscription, you acknowledge and agree that it is your responsibility to ensure that the Subscription you elect to purchase is suitable for your use.
  3. Once you have purchased the Subscription, you will then be required to register for an account through the Website before you can access the Services (the 'Account').